Terms of Use and Disclaimer

 Terms of Use and Disclaimer


This website (“Website”) is operated and maintained by China Taiping Life Insurance (Hong Kong) Company Limited (“TPLHK” or “We”).  The use of the Website and services on the Website are subject to the following terms of use and disclaimer (“Terms and Disclaimer”) and you are advised to read the following Terms and Disclaimer carefully before using this Website.  If you do not agree with the Terms and Disclaimer herein, please exit the Website immediately.  By accessing to this Website and or its pages, you signify your consent to the Terms and Disclaimer.


TPLHK reserves the right to amend or remove part of the Terms and Disclaimer from time to time without prior notice.  When we do so, we will post the updated version here.  Your continued use of any part of the Website after any such amendment will constitute your acceptance of the amendment(s) concerned.  You should visit this page regularly and review the most up-to-date version of the Terms and Disclaimer before utilizing this Website, including any information and online services provided on the Website. 



TPLHK is authorized by the Insurance Authority to carry out insurance business in Hong Kong under the Insurance Companies Ordinance (Cap. 41 of the laws of Hong Kong).  The information, statement and services provided on this Website are prepared and provided for residents of Hong Kong only and are not intended for distribution to or use by any persons located or resident in other jurisdictions.


The information and materials provided in this Website are provided for general reference and on “as is” basis only at your own risk without warranties or representations of any kind, whether express or implied.  The Website does not, and it is not intended to, provide any insurance, financial, legal, accounting, tax or other professional advice and shall not be relied upon by you in that respect.  You are advised to obtain appropriate professional advice where necessary.  No aspect of the Website shall constitute an offer or buy or sell products or services of TPLHK and its affiliated companies.  No products or services is deemed in any way to be offered, marketed, solicited for sale, or purchased or sold in any jurisdiction in which such offer, marketing, solicitation, purchase or sale would be unlawful under the applicable laws of such jurisdictions.  Any information or services supplied on this Website may be withdrawn or amended at any time without prior notice in the sole discretion of TPLHK.


While we will use our best efforts to ensure that any services requested or application made through this Website are correctly and satisfactorily provided or processed, we reserve our right to decline to provide a requested service or process an application made in whole or in part in our sole discretion.  In such cases, we will contact you and inform you that we are unable to accept your request or application. 


TPLHK cannot guarantee or ensure the non-infringement, reliability, accuracy, usefulness or completeness of any content of this Website, the security, functionality or fitness for a particular purpose of this Website, the results of the use of this Website, the transmission of any information to and from this Website and the freedom of this Website or any electronic application contained herein from interruptions, errors, delay, defects, viruses, worms, software bombs, Trojan horses or other malicious or harmful programs.  To the fullest extent permissible pursuant to applicable law, neither TPLHK, nor any of their affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation, delivery or design of this Website or its content or provision of services through this Website, shall be liable or responsible to any person for any harm, liabilities, costs, losses, damages (direct, non-direct, special, incidental or consequential), expenses, legal actions, claims or demands that may arise out of or in any connection with your access to, browsing or downloading of, your use of or inability to use, or any action taken in reliance on, any content of the Website or the services provided on this Website.  In no event shall TPLHK’s total liability for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Website.


Intellectual Property Rights

Unless otherwise indicated, all trademarks, service marks, trade names, layout, text, graphic images, logos, icons and audio-visual materials appearing on this Website are owned by TPLHK and usage of the same without the express permission of TPLHK is strictly prohibited.


Restrictions on Use of Materials

The content, material and information on this Website including but not limited to any images or audio-visual materials are owned, controlled, operated and/or licensed by TPLHK and are protected by copyright.  Except as otherwise expressly permitted by TPLHK, you shall not copy, reproduce, repost, republish, modify, store in a retrieval system, use for creating derivative works, upload, post, transmit, distribute or use in any other way any material or content of this Website (including the text, images, audio and video) for public or commercial purposes.  Permission is granted to use or print copies of the contents of this Website solely for personal use.



No system or transmission of data over the Internet can be 100% safe and secured. TPLHK shall not be responsible for any damage incurred by users as a result of any delay, loss, diversion, alteration, interception, disclosure or corruption of any message either sent to or received from TPLHK over the Internet. 


Linked Websites

This Website may be linked to other websites which are developed, operated or maintained by persons over whom TPLHK has no control.  No representation or warranty, whether express or implied, is made by TPLHK as to the availability, security, content or accuracy of any external websites.  The inclusion of any link to such websites does not imply the approval of or endorsement by TPLHK of the websites or the content thereof.  Use of hyperlinks to other internet sites or resources is at your own risk. 


Governing law and jurisdiction

These Terms and Disclaimer shall be governed and construed in accordance with the laws of Hong Kong. 


Any dispute, controversy, difference or claim arising out of or relating to the Website or the Terms and Disclaimer, including the existence, validity, interpretation, performance, breach or termination thereof or any dispute regarding non-contractual obligations arising out of or relating to this Website or this Terms and the Terms and Disclaimer shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (“HKIAC”) under the HKIAC Administered Arbitration Rules in force when the Notice of Arbitration is submitted.  The law of this arbitration clause shall be Hong Kong law.  The seat of arbitration shall be Hong Kong and the number of arbitrators shall be one (1).  The arbitration proceeding shall be conducted in English.


If for any reason any provision of the Terms and Disclaimer is or becomes invalid, illegal or unenforceable in any jurisdiction, the validity, legality and enforceability of the remainder of the Terms and Disclaimer shall not be affected.


Inconsistency in wordings

In the event of any inconsistency between the English and Chinese versions, the English version shall prevail.


Contact TPLHK

If you have any questions regarding the Terms and Disclaimer or this Website, please email us at tplhk@tplhk.cntaiping.com, call us at (852) 2853 6333 or write to us at 7/F, China Taiping Tower Phase II 8 Sunning Road, Causeway Bay, Hong Kong.